Let us help you reduce unnecessary
exposure to your portfolio.
RIRMS
Risk Management Services
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We've earned our reputation!
Risk Management
Services for Lenders
Let us help you reduce unnecessary exposure to your portfolio
Risk Management
Services for Lenders
Insurance can be a maze. We can help you find your way through it.
01
Cost Savings
Avoid the expense of an in-house Insurance Department – and risk of the absence of such knowledge – while utilizing the expertise of a professional organization experienced in insurance policy review.
02
Protection! Protection! Protection!
Let us ensure that (1) your borrower has proper coverage to help them remain a Going Concern in the event of a covered insurance claim; and (2) your rights are protected.
03
Maintenance
We work with the client and their insurance broker to make sure renewal polices or replacement polices continue to meet the loan requirements as set out by the loan agreement.
04
Customized Loan Requirements
We will work with you to customize loan insurance requirements for your needs.
05
Due Diligence Review
We review the potential borrower’s policies and ensure they conform to the loan’s requirements.
Read our recent Op-Ed in roi-nj.com:
Our 5-values Flag
Customer Service
Integrity
Value
Dedication
Excellence
Who we are
RI Risk Management Services (RI-RMS) works with lenders to customize loan insurance requirements for each commercial borrower. Every borrower has its own unique business operation and potential exposure to loss.
Rivers Insurance Group will provide lending institutions with the expertise to ensure that they are not exposed to the unlisted exclusions, limitations and endorsements that are hiding in every insurance policy. We will review a borrower’s insurance contract, including the schedule of coverage (exclusions, limitations and endorsements) to minimize your exposure. We also will review the policy wording and ensure that it provides you with maximum protection.